How hard is it to get approved for a Yamaha credit card? I went to a dealer today and they said if there are any blemishs on your credit you will get turned down? Is this true? I did not know weather to believe him or not b/c they did not seem to enthused about selling me an R6 for some reason. I had credit probs about 4 yrs ago b/c of a crappy job so I had some late payments on a car loan. Currently everything is paid up and on time as of the past few yrs and my credit score is 636 which is not the best but its not really bad either. Just wondering who out there got there bike on the yamaha card and how easy/hard was it?