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Discussion Starter #1
Well thats what I call what happend to my 3 week old '05 black fazer (550 mile on the clock) last Friday..... I was stationary at a set of stop lights waiting for them to turn and ... a van courier not looking where he was going rear ended me at about 15-20 mph. Result one very sore ass and one very sorry baby. The idiot at least admitted liability - v. big of him.

Apart from the cosmetics, the back of the bike looks out of alignment and it rides slightly oddly especially round a righthander - does anyone one have any experience of this sort of crash and how likely the bike is to be a complete wright-off? Am also concerned that there might be hidden damage if the bike is fixed up and returned to me. Any thoughts appreciated.
 

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Sorry to hear that mate! at least u seem ok! Not too much knowledge or experience with damaged bikes though, but if u not happy with, don't accept it. I had a transit incident this am, guy trying to read a map coming up behind me at the traffic lights didn't see me stopped until very late, he started to slide at me from behind with the roads a bit wet. Thank good ness it had changed to orange so got out of there pretty pronto..probably would have stopped in time..but still scary!
 

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Hum, not really sure but I would definatly have it checked out. For all you know the rear rim, swingarm, subframe, rear axle, tire alignment rod things (don't know the real name) in the swingarm, wheel bearings, or swingarm mount bolt could be bent ..... or worse yet 2 or more could be dent. I suppose even the rear suspention could have been damaged slightly is you were hit the right way.
If he admited liability you should have no problems with insurance claims. Take it in and let a dealer look it over and replace what they think needs replacing. And be picky about it, when you get it back ride it ... if something feels off take it back in. Remember, it's the guy that hit you paying for it :lol
 

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Doesn't he have to square it with the insurance first? Ie have the dealership submit an estimate and all that BS?
 

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Discussion Starter #6
Cheers for the thoughts. Got it being looked at by the pro.s today. Apparently they have a bunch on laser kit to measure up the bike to see what's out of shape. Should know the score tomorrow:- a fix up job or cheque in the post...

BTW the hire bike I have been given is a Honda CBF600 - doesn't even touch the Fazer's handling or motor! Has ABS which is kinda strange to ride with on a bike but I guess it takes getting used to.

I'll let you know what result I get.
 

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Face is a Maserati!!!
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I must be in a pissing mood (actually I know I am...)

But what you describe as tragic is NOT! Somebody dies! Now that's tragic!!!
A bent up motorcycle, even an FZ6,is not tragic... The title is supposed to be relevant to the subject matter... Isn't it?

My 2 cents..

(Now if you say it was a blue FZ6, I might reconsider...)
 

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I would not ride or make payments on a motorcycle with less than 600 miles that had been rear ended. I would settle for nothing less than a brand new bike exactly like yours. If the insurance company says they will put it back, tell them they can ride it because you aren't...If the insurance company doesn't want to buy you a bike, go after the driver in Civil Court and let him buy you a new bike...3 weeks old??? No way, no how, would I accept anything but showroom new replacement...don't budge, you will win...
 

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Discussion Starter #11
bumblebee said:
I would not ride or make payments on a motorcycle with less than 600 miles that had been rear ended. I would settle for nothing less than a brand new bike exactly like yours. If the insurance company says they will put it back, tell them they can ride it because you aren't...If the insurance company doesn't want to buy you a bike, go after the driver in Civil Court and let him buy you a new bike...3 weeks old??? No way, no how, would I accept anything but showroom new replacement...don't budge, you will win...
Sadly in the UK the legal system doesn't work that way with insurance. Shame am not in the States. In the UK there is no legal precedent for such action. In fact the UK insurance system is kind of a crapper if you are hit by someone else and your bike is written off (i.e. damaged beyond economic repair). The third party insurer is obliged to pay you the estimated value of your bike as at the date of the accident. That's the shitter because as we all know with a new bike the moment you ride it down the road it drops plenty in value and you therefore cannot replace it with a new bike unless you make up the difference. If you are claiming on your own comprehensive insurance policy, however, many insurance companies do have new for oldish terms.... but obviously you don't want to claim on your insurance (even if you have comprehensive cover, which I do not) because you premiums will shoot up.

The news from the repair shop for me is that apart from quite a lot of cosmetics only the rear sub frame has been damaged - the sliders protected a lot of the engine + crank.... all hail the slider!

BTW I am not sure if you guys in the States have things like non fault accident specialists but here in the UK I am using a company called Helphire - they take on cases where the it is a clear cut case of you not being at fault. They bascially look after the admin of the whole repair/ injury and/or loss of earnings claim/ and importantly provide you with a hire bike of a similar type (sort of - hardly call a Honda CBF600 in the same league!) whilst yours is repaired and then claim all this back off the third party insurance company. (You also enter into a insurance contract with Helphire which protects you from incurring any of the costs should the claim be contested - in my case the nominal cost was picked up by my insurer.) This has made the whole experience a lot less hassle for me, so I would recommend them or such an outfit if you have the need in the future.

Anyway that's enough blathering on... back to that lump of a CBF.... :lol
 

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I negotiated directly with his insurance when I was hit. He was clearly and legally at fault, so there was no problem. I got a Blast hired while I waited for my Nighthawk (ack, blush) 250 to be repaired. I did this by getting an estimate from the insurer on what they usually paid per day for a car, and then I negotiated a weekly rental price with the HD dealership that was just slightly more. They were very happy to have their machine out for over a week, and came down to 50% of normal price. The Blast was fun but silly. It did convince me that I was ready for a real bike, and pronto.

My impression is that here you would have to hire an attorney (solicitor) if you wanted a proxy to deal with the insurance.
 
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