Autobots! Roll Out!
Looking to title my truck in my name and get my own insurance policy. I made 1 small claim on my truck 3 years ago (put it in a ditch). There was no other vehicles, or police involved. I also wrecked a bike a year ago, once again, no other vehicles or police involved. Would a different insurance carrier know about those events? I'm not talking about lying to them, I'm just curious if it's something they need to know about since it was a claim for just my vehicle and it didn't involve anyone else. Is there a database on drivers for driving records, kinda like credit bureau's for credit? Trying to get everything figured out before I go for my own insurance.