Superstuddc27 said:
wait, so if you get hit and the guy runs... and you DON"T have uninsurance motorist insurance, can't you just ditch the bike and say it's stolen?
If you have no problem with insurance FRAUD and are willing to risk going to jail for it I guess you can do that. For that matter you can crash it yourself and lie about it. Of course, the police may be somewhat suspiscious of your broken bones or roadrash that you didn't get from your motorcycle because you didn't have it. Don't forget to have the pickup truck handy to load the crashed bike into so you can dump it somewhere else if necessary too. Hey, what the heck, if you burn up the motor or outrun a cop who may have gotten your license plate number, REPORT IT STOLEN!
O.K. I'm sorry, I know this is off topic, and maybe superstud doesnt mean it the way it sounds, but what the hell is with all these guys on here who are always looking for some way to get out of taking responsibility for their own actions? All the time it's "how can I get out of paying my ticket?" Now it's the "how can we cheat the insurance company" ideas. If you want to be covered for uninsured motorists, THEN PAY FOR IT! If you want to save the couple bucks by not having it then suck it up and deal with it if you someday need it and don't have it.
On the origanal topic, no, stolen is not as bad as an accident. For one, it doesn't go on your driving record. If you are always getting ripped off, thats a different story. If I had to leave the bike in parking lots alone I would consider a good alarm and maybe a backpack with a heavy chain in it.