Just wanted to know if anyone has used the prgressive insureance that you buy online. I did a quote on the car that I have (02 ford focus zx3) and I also did a quote for a Ninja 500. The rate for my car with the same coverage that I am getting from state farm right now will save me enough money to afford the insureance on a bike and still come out ahead. I just can't believe how low their rates are, makes me think that it is too good to be true. I am currently paying around $300 a month for full coverage on my car, and their quote was around $100 a month for full coverage. I hear everyone talking about how high insureance rates are for motorcycles, but the quote that I was given seemed very reasonable for a 21 year old on a sport bike (ninja 500). So, anyone have any first hand experience with them? Oh, if it matters I live in Texas.