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When I refinanced my truck, Ford finance sent me the clear title. My credit union never asked for it.
Refinancing doesn't necessarily mean they put a lien on your vehicle. If they didn't ask for your title, I'd imagine they didn't use your vehicle as collateral. If they did use your vehicle as collateral and didn't collect the title, that's irresponsible lending IMO.
 

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Uhh, maybe. I would talk with the dmv to see if the title is truthfully clear and has no lien on it. Rarely or never trust everything a former owner says.
Got a parts bike that runs for 200$ . so i drive that thing all over . im good as long as i get pulled ova . bc theyll take it but u till then they wjll habe to caught me lol
 
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