In 99' I lived in Layfayette IN. I bought a 95 600 katana, and priced insurance on similar model year ninjas, cbrs, and fzrs (just couldn't afford the other bikes ). Anyway, I wound up going through Farm Bureau ins. I paid 150 a year for full coverage with a 500 deductable, I did get a multiple vehicle discount as I also insured my car through them! The other bikes I priced were all 150-200 a year with full coverage! I wish I could still get that kind of rate here in AZ.