I'm kind of looking to get a naked bike (like an SV650 or a Monster 620) and I was wondering how the insurance is on these types of bikes? I am a 21 y/o male in college, and I haven't had a ticket since I was 17. When I was 18, I had an '03 R6, and I remember that liability was pretty bad, but I haven't had a bike for almost 2 years now (sold it after I came to school) so I am wondering how the insurance rates would compare?