Sport Bikes banner

1 - 20 of 27 Posts

·
Registered
Joined
·
743 Posts
Discussion Starter · #1 ·
I couldn't afford full coverage and this is my first bike with fairings. I usually ride everywhere if the wife isn't going and I don't need hauling ability. My last bike went down in parking lots twice, once from being hit the other from I dunno what. Each time only cost me about $40-60 because it was a dirt bike. No word from the driver either time. Just come out to bent bars and floppy mirrors. Bike theft isn't big here, but neither is respect for the property of others. Now any time I go anywhere public all I can think about is coming back out to my bike on its side with shattered plastic. Work has cameras facing the lot but everywhere scares me. How much are you usually in for if your bike is pushed over or bumped in a parking lot? I do have frame sliders.
 

·
Registered
Joined
·
2,263 Posts
Park far away from everyone else if you can't park close enough to see it from inside. Or near cameras if there are any around. You could get an alarm if you have to leave it for an extended amount of time.
 

·
Registered
Joined
·
3,498 Posts
Try and get the insurance. I don't give a fuck, I'll park my shit on Albany Ave in Hartford, go ahead, steal it, they'll just give me cash for another!

Sent from Motorcycle.com Free App
 

·
Registered
Joined
·
60 Posts
I'm the kind of a$$hole who parks up next to the door at places like Walmart or any of the local grocery stores. Although I try not to impede foot traffic so as not to get any complaints or potentially towed. My work has motorcycle parking and it's a "secure" lot where you have to scan a work ID to get in and out. So far so good. But if you're that worried definitely spring for the insurance. I know I'd rather pay a deductible than pay for a brand new set of plastics out of pocket.


Sent from Motorcycle.com Free App
 

·
Registered
Joined
·
743 Posts
Discussion Starter · #9 · (Edited)
Limited options in my state. I got about three quotes ranging from 1800-2200 (higher if paid by the month) before I said screw it give me liability. Even the agents giving the quotes were goin... wtf, is this a bug? The liability is free. It plus the full coverage on my wrx250 is $19 a month lol. The multi vehicle discount canceled it out.
I might as well get quotes from any others I can find though while the credit check grace period is going from the previous ones.
 

·
You are here
Joined
·
3,535 Posts
My bike got knocked over in a garage once. Sliders saved the fairings from rash, though the stator cover still wears its war wounds. I needed a brake lever and a windshield.
 

·
Registered
Joined
·
9,277 Posts
2 grand ain't bad. I am at 2200 for a 3500 dollar bike.
 

·
b4k4 b4k4
Joined
·
65 Posts
I couldn't afford full coverage and this is my first bike with fairings. I usually ride everywhere if the wife isn't going and I don't need hauling ability. My last bike went down in parking lots twice, once from being hit the other from I dunno what. Each time only cost me about $40-60 because it was a dirt bike. No word from the driver either time. Just come out to bent bars and floppy mirrors. Bike theft isn't big here, but neither is respect for the property of others. Now any time I go anywhere public all I can think about is coming back out to my bike on its side with shattered plastic. Work has cameras facing the lot but everywhere scares me. How much are you usually in for if your bike is pushed over or bumped in a parking lot? I do have frame sliders.
I had a bike knocked over on two separate occasions; once I'm fairly certain by a drunk person, the other time by a car (camera footage of that one).

The car certainly did more damage, however, don't underestimate a drunk person's ability in destruction...

Between the two separate tip overs, I'd say I was averaging around $1,400 to bring the bike back to stock both times. This was back in the early 2000's with a 2002 ZX-6R and I may be remembering a bit low too...
 

·
Registered
Joined
·
1,095 Posts
Sorry to hear that man :( I'd just wear the battle scars with pride. It makes it less devastating if it happens again.
 

·
A guy on a scruffy bike
Joined
·
15,367 Posts
Frame sliders are your best answer. They'll protect your fairings in a tipover, without risking other damage.

OEM fairings are expensive -- $1500 is not unusual. Cheap-ass aftermarket can be gotten for closer to $500, but then you've got cheap-ass aftermarket.

That's a big part of why full insurance on a sportbike costs a lot -- the fairings are expensive and easily damaged, and the ins co gets a lot of claims on them.

(This is another reason I like naked bikes. Once at a client's, a truck backed into bike parking; he hit my bike, knocked it into another bike, and they both went over. My damage was about $100 for a couple levers and turn signals; the GSXR took fairing damage on both sides and was over $1500.)

2 grand ain't bad. I am at 2200 for a 3500 dollar bike.
He isn't in Canada.

PhilB
 

·
A guy on a scruffy bike
Joined
·
15,367 Posts
  • Like
Reactions: Rhetorik

·
Registered
Joined
·
2,680 Posts
Just to rub it in.... 74.60$US this year for insurance. It went down 20 cents from last year. I guess they figure since I have survived 49 years on a motorcycle, I will probably make it through tomorrow also. Plus nobody steals FZ-6's. Although I think the mods on her are worth more then the bike. I'm hoping to put on .95 springs this weekend. As soon as I can find a cup that will measure 467 mL. I have tried every auto store around. All the doller stores and even odd ball places like Walgrenes and Krogers. several that will do 450 or 500 but nothing between. Sherwin Williams the paint store said they carry them but are out of stock and I should come back in a couple of weeks. I think he was just playing the old man.:leaving
 

·
Registered
Joined
·
848 Posts
I can't complain... $35/month FC. 500 deduct.


back on track... frame sliders would be the best cheaper alternative. plastics just cost way toooo much! I don't want to even THINK about looking up prices for replacement plastics for the Hulk. :tremble:tremble:tremble
 

·
Registered
Joined
·
470 Posts
Brother-in-law just tipped my bike over in the garage. The OEM mid-fairing is $1k before applying the OEM sticker. I consider myself (actually he's lucky since he's paying for it) that nothing else was damaged like the tank, mirror, clip-on, or any other fairings. A simple tip-over can cost thousands of dollars.

On the other hand, someone knocked over my last bike and the only damage was a slightly scatched aftermarket bar-end mirror.
 
1 - 20 of 27 Posts
Top