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Discussion Starter #1
Greetings all -
Never entered a forum before as I'm a computer nit-wit so bear with me. Just sold my '90 BMW K1 and '95 XT225 and forked over $6,400 for a new Silver FZ6 here in Helena, MT (still had $1,000 left over for the wife!). Lots of dealers had blue ones but no silver; hence the near-MSRP deal. Love the bike; should be an excellent sport-tourer for my needs using the FZ1 saddlebags and tank bag.
Regarding insurance, I'm 39 with a clean record, but I got full coverage ($150 deductibles) with a $1,500 accessory coverage for only $179/year. Check out GMAC Rider Club Motorcycle Insurance Plan underwritten by National General Insurance Co. Truly hard to beat.
Anyone out there tried hooking up a heated vest yet? I need one bad but don't know enough about new electronics to jump into it myself. Thanks to all for the useful commentary.
 

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Hey Geo, welcome to the forum. If you go back to older posts you should be able to find a bunch of ones that talk about this bikes limitations in the electrical system. If I recall correctly someone did mention that they had a heated vest though... so while you waiting for them to get back to you, just go look at any old posts that involve electric work at all.. i.e. headlight mods, etc.... you should be able to find somethings. Welcome aboard and enjoy the information you find on here....
 

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Wow, that's cheap.

My insurance runs 900 a year full coverage with 250 deducts but I also live in the state with the 4th highest insurance. :(
 

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GeoJoe said:
Anyone out there tried hooking up a heated vest yet? I need one bad but don't know enough about new electronics to jump into it myself. Thanks to all for the useful commentary.

Joe,


I have a Widder heated vest, that I use on my FZ6. The only installation that you will need to perform is raise the tank and bolt the extension cord leads to the terminals on the battery.

The widder vest have round terminals already crimped on, so no soldering needed. Give me a minute and I will take picture o f the hookup.

The Widder draws 35 watts. Gerbing also makes a heated jacket liner(with sleeves, but, that draws more power, 70 watts I think), but, I am more interested in also using heated grips, so I will stick with the vest. The vest worn under a fleece pullover keeps me warm. Be right back with the pics.
 

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GeoJoe said:
Anyone out there tried hooking up a heated vest yet? I need one bad but don't know enough about new electronics to jump into it myself. Thanks to all for the useful commentary.
Here are some photos of the wiring:


The fisrt image shows thwe

The fist image show the connection to the battery terminals. Note that the lead going to the positive(RED) terminal is fused. Make sure the fused lead is connected to the POSITIVE(+) terminal.


The second image shows the right side of the bike. The extension cord lays on the inside of the frame, where you can access it easily when plugging in the vest and out of the way when not in use.
 

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Oh yeah, insurance:

42 years of age
clean record
State Farm
full coverage
$291/year

State of South Carolina, not the most expensive, but, not the cheapest either...

I also have a house and two automobiles insured by them.
 

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Insurance is about the only thing I am not getting robbed on here in San Diego.

30 years old
AAA
Full coverage with $500 deductible.
$225 per year.... :leghump
 

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22 Years old
No tkts or accidents
Full Coverage, 500 deduct
just about 600 a year.. yeah...it's horrible

I get all kids of discounts too, recent college grad, multi car, multi policy (for life ins), safe driver, and a program I did before i turned 18... but that's what I have to pay.

So you guys by no means have it bad.
 

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I have had my Widder vest for several years. I cant say anything bad about it except dont waste money for the temp control unit. I find that if its cold enough to use, then its cold enough to have on full blast.
 

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You think you are getting robbed on insurance? Beat $2300. Suck. I am switching from Progressive to State Farm in a couple weeks (as soon as I am eligible), and my premium will be $443/yr. Much better. (26, Multi-Vehicle, Multi-Line, Couple tickets >2 yrs old)

-J
 

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Squid Killer said:
I have had my Widder vest for several years. I cant say anything bad about it except dont waste money for the temp control unit. I find that if its cold enough to use, then its cold enough to have on full blast.

I did not get the tmpe control. The vest temperature is just right for me. Now the gerbings, I ear that you can just about cook yourself when it is on HIGH!

:eek:
 

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Proc said:
Ok. Let me convert mine to USD... $3748 per year
:twofinger

You win! Or not! :eek:

Heh.

-J
 

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Discussion Starter #14
Renn et al -
Thanks for all the replies and pics regarding the electric vest; I didn't realize it was such a simple hook up. My condolences to you guys paying the high insurance prems.
I'm also looking for a simple electrical solution for the dual headlight modification but I'm not sure which seems to be the easiest method to use so far. I rarely ride at night anymore and would even forego the high-beam option by simply replacing the right side with an always-on bulb. Any easy suggestions appreciated.
BTW I'm 5'6" and have the tall windshield and buffeting is a bit less than the shorter stock one but noise is up slightly; no problem when wearing earplugs.
I was also wondering if anyone in the U.S. has got the euro-spec factory frame sliders or engine guard. The only frame sliders I've seen are from LSL and look nice, but I'd appreciate suggestions.
Ride safe.
 

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Bugger that, I gave up on the idea of full coverage. I go liability only, knowing that insurance wont *fix* a part, they just replace it and hike your premiums. Over the course of a little while, your $7k bike becomes a $10k bike real quick....especially when you can fix most problems yourself.

fyi.
 

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GeoJoe said:
Renn et al -
Thanks for all the replies and pics regarding the electric vest; I didn't realize it was such a simple hook up. My condolences to you guys paying the high insurance prems.
I'm also looking for a simple electrical solution for the dual headlight modification but I'm not sure which seems to be the easiest method to use so far. I rarely ride at night anymore and would even forego the high-beam option by simply replacing the right side with an always-on bulb. Any easy suggestions appreciated.
BTW I'm 5'6" and have the tall windshield and buffeting is a bit less than the shorter stock one but noise is up slightly; no problem when wearing earplugs.
I was also wondering if anyone in the U.S. has got the euro-spec factory frame sliders or engine guard. The only frame sliders I've seen are from LSL and look nice, but I'd appreciate suggestions.
Ride safe.
Check this out for the Light mod:
http://www.sportbikes.net/forums/showthread.php?t=4768
or maybe do a quick search I know others have done writeups in the past on this I just found my way quick and easy and took maybe 15-20mins :D
 

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dirpnirptik said:
Bugger that, I gave up on the idea of full coverage. I go liability only, knowing that insurance wont *fix* a part, they just replace it and hike your premiums. Over the course of a little while, your $7k bike becomes a $10k bike real quick....especially when you can fix most problems yourself.

fyi.

Insurance is a legal form of gambling in all 50 states and required by law that you play. :D

I carry collision because there is the chance that I might wad up bmy bike playing on the twisty mountain roads of N.C. and any other suitable state. If that were to happen, I would rather file a claim and let the casino, er, I, mean insurance company buy me a new bike(less deductible), than me pay for it out of pocket. If I were to do monor damage to it, I would just pay to fix it myself. The rest of full coverage is fire and theft, which I would always keep on a bike, even if I dropped collision coverage.
 

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I opted for just liability and comp... Progressive wanted 1200 per year for full.. I don't understand that as I am 28 and have no record... Wacky.. Guess I just need to get older...
 

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fz6lovin
Look around!!!! Prog sucks!!! They wanted $900 for mine and im 37 with a clean slate, liberty mutual gave me full for $241 a year. Call around and you will save some coin. Good luck.
Chris
 

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Problem is I only have my permit.. Liberty Mutual will not give me insurance till I get my license.. Course I have my DMV test next Friday.. Wish me luck :)
 
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