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Invicible for 170M years
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Yes it's true. My WRX is no more.

Yesterday I left work and it was getting pretty dark and windy. It was apparent that there was a bad thunderstorm coming in. About 3 miles from work I hear the sirens and i turn on the radio to hear that there's a tornado heading right towards where I am. Since I was in BFE and there was no shelter on the main highway I got on one of the smaller parallel roads. At this time I couldn't see and was pulling over periodically to wait for the visibility to get a little better. Then all of a sudden golf ball sized hail starts pounding my car. I decide that I need to get under some type of coverage and I came across an auto sales lot with a house nearby. So I go to turn left into the lot and somebody nails me from behind.

It was a couple of 80+ year olds who decided not to slow down and plow in to my rear end. It's still hailing and the old lady decides to get out of her car to try and help her husband out since he needed a walker to move around. I call 911 and jump out of my car to see if they're ok. The old lady has big gashes all over her arms and is bleeding pretty bad. I tell her that we need to get into the house across the street. Just then, in the middle of the street, lightning stikes the telephone pole over our heads and sparks fly everywhere and the transformer explodes. I was the loudest and most scary moment of my life. She and her husband start crying like crazy because they're all scared and I'm fearing for my life so I hustle and we finally get into the house.

The ambulance comes and takes them away but there's nothing wrong with me so I stay there. The state trooper writes her up as at-fault so it's cool and her insurance should take care of everything. I would really like it if they could total the car but I don't know how all that works. Maybe someone can give more info.

My rear end is pretty smashed up. The bumper, trunk and rear body panels are pretty much crushed. A weird thing is that my rear doors won't open even though there isn't any damage around them. I suspect the body is torqued somehow. It's in the impound lot now and her insurance company (Geico) is sending the adjuster out in a day or two. I don't know what the monetary cutoff is for totalling a car. Bluebook on my car is like 18k but I don't know if there is more than 12k of damage. If they decide not to total her, I guess I'll be without it for a good month or two. At least they'll be paying for my rental car. If anything, labor charges might be the deciding factor for totalling it. Plus the 80.00/day they'll have to pay for my rental car.

Anyone here have any experience with how they decide on what to do with the car?
 

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______ETA B4U______
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There were bad storms in our area yesterday. There was a tornado in Aberdeen MD yesterday about 10 miles from my house. It was the same storm I'm sure.

Glad no one was hurt to bad.
 

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im out here in virginia beach with my dad for the summer. we had some pretty rough weather here too. it started right when i got home so i wasnt caught driving in it.
 

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I had a 2001 Honda Civic EX, it was maybe 3 months old when a delivery truck decided to rear end me at 40 *thats what the cop guesstimated it at.* I had 8600 in damages, it never got totaled and was gone for 6 weeks. Sucked, but she came back better than new.
 

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sounds like it might get totalled if your frame is all bent. My GF hydroplaned off the interstate in my Pathfinder and it has been in the shop for 3 weeks. I have to ride my bike everywhere, even in shitty weather. You should hope they total it, you will have a car again sooner than if they repair it.
 

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if it does over 75% of car value then it will be totalled. my wife slid off the road tring to avoid a deer and just scratch the car up and a few dents 5k in damage so the est. said and was totaled.
but thats in kentucky though
 

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what R you lookin' at?
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i thought it was 60%

hail damage?
 

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depending on state regulations where you live, if the frame is bent and weakened to a certain extent, the car will be deemed unsafe to be put back on the road and will therefore be totalled and given a salvage only title
 

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Discussion Starter #10
Bummer dudes. The adjuster said she thought i was only about 5500 worth of damage. So looks like I'm stuck with a rental for a looooooong time. I can't see it being that low because of the rear doors so maybe when i get it to the dealer they'll find some more stuff wrong with it and get it up above 13k. I can always dream.

On a side note...this morning my lower back was sore. Not life or death but it's still decently sore just sitting here. I'm sure it's just a minor muscle strain, but if I went to the doctor, how does that work? Will her insurance cover the doctor bills because she is at fault? They keep asking me about any injuries and I want to make sure everything is cool before I say no. I leave for ireland on Saturday so i have to make my mind up tonight. My insurance said they cover up to 1000.00 for a doctor visit but I know damn well that I'm sure they'll do an x-ray and mri which could drive the cost well above $1k. I don't know if it's even worth going because I can't see it being anything major.
 

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Generally if you didnt get checked out the day of the accident you are kinda screwed on the medical part, my mom got rear ended and she didnt go to the doctor for 2 days after cause she was fine till her neck started hurting. She ended up having to pay for all the medical bills. btw sorry about the WRX I have an 02 wrb and absolutely love mine to death.
 

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I would go to the doctor regardless. My crash story goes like this: 2.5 yrs ago on MLK day, I was on my way to work when traffic came to a sudden stop over a small rise in the highway. I was the last one in line but managed to stop safely with about a half car length to the minivan in front of me. I look in my rear-view mirror and see another minivan barrelling down on me and said "oh Sh*t!" then wham from behind and boom in front from hitting the aforementioned minivan in front of me. I basically became a minivan sandwich. Luckily, I was in my full sized Bronco so it was not as bad as it could have been. The lady that hit me didn't even try to stop and I got it full force at 60mph. The insurance company told me flat out that they would total my Bronco just based on it's age (1982) and without even looking at it! WTF?? I was able to drive it from the scene and despite a crumpled rear quarter, mangled bumper and missing tail glass, I continued driving it for another 6 months. They tried to settle with me for $600 and I told them to F*ck off basically and finally got about $1500 for it. (I originally bought it for $500 lol.) In any case, I felt fine after the accident but still went to the doc. I had minor whiplash in my neck and my insurance company was paying all the bills under the Personal Injury Protection part of my policy. About 2-3 months after the accident, I was getting lower back pain and went to a specialist and subsequently had an MRI scan which revealed two ruptured discs in my lower back. The body did a nice job of hiding them until the pain started building. This is why you really need to get in and have EVERYTHING checked out. Since they were determined to be at fault, you should have NO out of pocket expense to your recovery and I would highly suggest considering a lawyer for your own protection. I did and it saved me. I would have only gotten about 20K in my medical expenses covered through insurance had I settled and walked away. As it stands, I got a much higher settlement from the other party's insurance company that covered all of my expenses above what my own insurance wouldn't have. I wasn't at fault, yet I have to live with this for the rest of my life. It sux, but at least I walked away. ..Sorry for the novel...if you want more info, PM me.
 

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..And one more thing...if you can't get in to the doc to at least get some pain meds, the flight to Ireland could be VERY uncomfortable. I'm going to London in August and dred the 8 hr flight as I can barely go 4 hours in the car before getting really sore. If you can't see a doc before you go, then see one when you get there at least. You don't want you're whole vacation ruined because of the accident. At the very least, take FULL advantage of the free booze on international flights! it helps! hahahaha
 
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