Along those lines, people like that who are financially free buy expensive bikes, trash them, claim insurance and get out of motorcycling because it is too dangerous. Yeah right motorcycling is too dangerous just like guns kill people. People kill people, guns is just one method of doing so, guns are safe, it is the operator who is dangeous or not knowledgable.
So a large part of their stupidity is what keeps our insurance soo high and threatens our right to ride motorcycles. There should be some kind of graduated license program in the States, but noooo Americans are too big headed and we must have it now.
There is no easy solution, but only if people used more common sense things would be much better. Too much greed and slefishness.