If you are set on one of those 2, get the YZF. But if you want to take some GOOD advice from someone who knows, listen to me when I say, start off on a Ninja 250 or 500, great bikes, plenty of power for a beginner, and will teach you alot about riding the right way. Also I agree with linux wondering if you have money for gear? Wearing gear is NOT an option, you need gear, period. At a minimum, helmet, gloves, jacket, overankle boots, all of that stuff can be had fairly cheaply.