So I went ..

Sw33t · 09-28-2004, 10:04 PM

So , I went to try and get myself another bike today ... It was a 2003 , 600 RR , I figure I would drop $3,000 down on a 7K bike (Brand New) , lets put it this way ... I need a co-signer !!

Even if I gave em 5000 It didn't seem to matter , I guess I wont be rideing again till Spring / Early Summer ! But then again , its no fun rideing in the snow !!

funkyninja · 09-28-2004, 10:13 PM

Quote:

Originally Posted by Sw33t

But then again , its no fun rideing in the snow !!

Not on a bike at least! That's BS, hopefully they won't pull the same crap in spring.

Good luck in your decesion making (or are you going Honda for sure?)

Moses · 09-28-2004, 10:13 PM

I'm confused on why that kind of downpayment wouldn't seal the deal. Where did you go? Maybe I'm the wrong person to be asking, never needed a bike loan, but I would've thought that much of a downpayment would be enuf...30% + of price.

Jake · 09-28-2004, 10:25 PM

Kind of reminds me of when I bought a Gateway computer (stop laughing!) a few years ago. The computer cost $2200, and I was going to put down $1500 and finance the rest. But the bastards wouldn't let me finance for the rest without a co-signer. Words cannot express how pissed I got at the sales chick.

Rascus · 09-28-2004, 10:43 PM

It could have been your credit history that made them deny it...just a though

Moses · 09-28-2004, 10:52 PM

Quote:

Originally Posted by Rascus

It could have been your credit history that made them deny it...just a though

I didn't have the heart to say this in my post above, but I was thinking the same thing.

Moses · 09-28-2004, 10:53 PM

Quote:

Originally Posted by Jake

Kind of reminds me of when I bought a Gateway computer (stop laughing!) a few years ago. The computer cost $2200, and I was going to put down $1500 and finance the rest. But the bastards wouldn't let me finance for the rest without a co-signer. Words cannot express how pissed I got at the sales chick.

Dude, you got a Gateway

Moses · 09-28-2004, 11:11 PM

Again, I don't know where you went, but you might want to give Lake Country Powersports (I know they have a couple left in each color...Shalynn will hate you for buying a 600RR...after riding mine, she hates me) and Chicago Cycle Center both a call.

Jake · 09-28-2004, 11:15 PM

Quote:

Originally Posted by Moses

Dude, you got a Gateway

I've done a shitload of dumb things in my life, but this has to be thee dumbest, hands down!!!

firefighter81 · 09-28-2004, 11:40 PM

Yeah, bad credit/no credit can keep you from doing so many things, it sucks that people who don't pay their bills have to make it hard as hell for the rest of us to get a small simple loan.

Rascus · 09-28-2004, 11:41 PM

I've had numerous times where i've made more then enough money, had the down and STILL didn't get approved because of shitty credit....i hate it!!!

mykrowsy · 09-29-2004, 12:31 AM

What's wrong with gateways? I had one and the only complaint I had was that it used the mini-case, and you couldn't expand the system at all

Sw33t · 09-29-2004, 03:15 AM

Quote:

Originally Posted by Jake

I've done a shitload of dumb things in my life, but this has to be thee dumbest, hands down!!!

LOL ... Yeah it sucks , and I went to Don and Roys ... I will atempt to go other places , but if I didnt get the loan there , I doubt I am going to get it anywhere else .... And yes even with $3,000 In hand I was still turned down ! So Ill have to buy it the only way I can , Good Ole Cash !!

Sw33t · 09-29-2004, 03:17 AM

Quote:

Originally Posted by funkyninja

Good luck in your decesion making (or are you going Honda for sure?)

And Yes , I am sticking with Honda !

shortyali0369 · 09-29-2004, 09:32 AM

Quote:

Originally Posted by firefighter81

Yeah, bad credit/no credit can keep you from doing so many things, it sucks that people who don't pay their bills have to make it hard as hell for the rest of us to get a small simple loan.

The lack of credit thing is like a catch 22 though. You need credit to get credit and without it you can't get what you want. In other words, to get a credit card you need to have established credit. To get financed you need excellent credit. But none of this will happen if you can't get accepted anywhere. I have excellent credit, 2 credit cards, 1 student and 1 capital 1, I pay them off in full everytime I get my bills. Even though I've been doing that with my cards since March I still won't get financed anywhere. I've tried.