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Old 10-29-2008, 07:15 PM   #31 (permalink)
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Originally Posted by Punkwood2k View Post
Are you serious? Try running a credit card.. ANY credit card, with a different name than the one on the card. the credit card companies control that, NOT Obama.
Wrong. When a vendor account is setup to accept credit card charges, it is up to the vendor wether or not to enable address verification. If they do not, they run the risk of getting their account flagged if too many cardholders report fraudulent charges. Apparently Obama is not worried about this, which is understandable since the vendor account only had to last as long as his campaign.

Check this out: I just made a $10 donation to Obama's campaign from the barackobama.com website with my own VISA card, but a totally bogus name, address and phone number. My identity for this donation was from a person named "Notta Realperson", from 10 Fantasy Road in Fraudsville, NY.

THE TRANSACTION WENT THROUGH!

Obama's website does NOT verify credit card charges!

This website documents other examples of this.

Don't believe me? Try it yourself.

Last edited by F&D : 10-29-2008 at 07:28 PM.
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Old 10-29-2008, 07:40 PM   #32 (permalink)
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Originally Posted by F&D View Post
Wrong. When a vendor account is setup to accept credit card charges, it is up to the vendor wether or not to enable address verification. If they do not, they run the risk of getting their account flagged if too many cardholders report fraudulent charges. Apparently Obama is not worried about this, which is understandable since the vendor account only had to last as long as his campaign.

Check this out: I just made a $10 donation to Obama's campaign from the barackobama.com website with my own VISA card, but a totally bogus name, address and phone number. My identity for this donation was from a person named "Notta Realperson", from 10 Fantasy Road in Fraudsville, NY.

THE TRANSACTION WENT THROUGH!

Obama's website does NOT verify credit card charges!

This website documents other examples of this.

Don't believe me? Try it yourself.
Sorry you had to waste 10 dollars to prove a point.
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Old 10-29-2008, 07:46 PM   #33 (permalink)
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Sorry you had to waste 10 dollars to prove a point.
It was worth it. Frankly, I was reluctant to believe it myself until I tried it. I've NEVER seen an online vendor accept a credit card charge with a bad address.

Here's another interesting bit: Obama's website donation system doesn't even ask for the verification number on the back of the card, which is supposed to protect against using stolen account numbers. I've never seen any other website circumvent this either, but again, it's up to the vendor to enable these verification checks. By default, these checks are all enabled - the vendor has to explicitly disable them.
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Old 10-29-2008, 07:49 PM   #34 (permalink)
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What concerns me more is how he has managed to raise almost as much for his campaign as Bush and Kerry combined did for the last election - all of this while the economy is in the tank.

I'd love to hear where every dollar given to both campaigns is coming from. Chances are, if we knew that, no one would feel comfortable voting for either party.
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Old 10-29-2008, 07:49 PM   #35 (permalink)
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Did it actually post in your bank account though?
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Old 10-29-2008, 07:53 PM   #36 (permalink)
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Barack and I would like to thank you for your support and are willing to respect your obvious desire for anonymity.
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Old 10-29-2008, 07:54 PM   #37 (permalink)
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Did it actually post in your bank account though?
It's currently shown as "pending" on my credit card website's activity page. From what I understand, pending charges inevitably go through unless the vendor reverses it. I'll let you know when it posts.

But why would Obama disable address verification? Why not use the card's security code?
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Old 10-29-2008, 07:55 PM   #38 (permalink)
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Barack and I would like to thank you for your support and are willing to respect your obvious desire for anonymity.
Oh I'm sure he appreciates his donors' wishes to remain anonymous. That's kinda the point I'm making here.
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Old 10-29-2008, 08:12 PM   #39 (permalink)
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Given the choice of some millionaire elitist buying thousands of pre-paid cards under different names so he can funnel money to Obama, and you being a loon, I'm going with "F&D is a paranoid loon."

The only difference between F&D and that tin-foil-suited KingCobra dude is subject matter.
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Old 10-29-2008, 08:14 PM   #40 (permalink)
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It's currently shown as "pending" on my credit card website's activity page. From what I understand, pending charges inevitably go through unless the vendor reverses it. I'll let you know when it posts.
Ever worked in retail? Authorizations show on your card, but that does not mean it has been charged nor does it mean it will get charged. But, if it posts, I will happily concede that's entirely shady.
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Old 10-29-2008, 08:23 PM   #41 (permalink)
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Ever worked in retail? Authorizations show on your card, but that does not mean it has been charged nor does it mean it will get charged. But, if it posts, I will happily concede that's entirely shady.
Goose, the fact that it went through successfully and shows as pending is already entirely shady. There is no legitimate reason for an online vendor to disable address verification and not use the credit card verification code, particularly for a situation like this where individual contributions are supposed to be limited.

I'll let you know if the charge actually posts or not.

Last edited by F&D : 10-29-2008 at 08:36 PM.
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Old 10-29-2008, 08:40 PM   #42 (permalink)
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Goose, the fact that it went through successfully and shows as pending is already entirely shady.
No, this means you have a credit line higher than $10. Once it posts please let us know.

I rarely use my credit card but a couple of weeks ago I needed to buy a laptop and some other junk. This was an odd occurrence for me and a couple of days after my card company gave me a call. They wanted to know if I had actually made those purchases. Once I confirmed that yes it was me the purchases were posted to my account. This was a few days after the card went through easily.
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Old 10-29-2008, 09:03 PM   #43 (permalink)
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Our Presidency is being bought. The question is, by whom?
Right, because the person that gets the most money is the winner.
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Old 10-29-2008, 09:12 PM   #44 (permalink)
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How do you know, if the sources are untraceable and unverified? That's the point.

Obama's website donation system also allows donors to run the same card multiple times with just a name change - there is no verification, which allows a single donor to make multiple small donation to circumvent the limits. McCain's donation website uses verification that Obama's does not.

Yeah. They'll get "change" alright. In the way that getting cancer would be "change" for a healthy person.
Hey, numbnuts, let me put you wise.

I'm running a campaign in my little town for three candidates for city council and the mayor. Oregon election laws are as stringent as they can be. I run a registered PAC and the law states that anyone making a contribution of less than $300 doesn't have to have his name published. The donations shows up as a "miscellaneous" donation. 300 bucks. That's the way the law reads.

I have several people who (well, three, actually) have given 299 bucks. Why? Because they don't want their names published. Why? Because, should their candidates lose they stand to receive recriminations from the oppo.

So fcuk you and the horse you rode in on. There's nothing worse than a goddam radical, right or left. You're to American politics what the Taliban are to South Asia: a freaking blind, hateful POS that can't handle the fact that the American people want a goddam change because they've been getting hosed for the last 8 years.

We're throwing the rascals out. It's an old American tradition!!

Get it?


Now go burn some bud and put your favorite Christian rock artist on the stereo and just chill out. You'll live longer.
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Old 10-29-2008, 09:35 PM   #45 (permalink)
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Fly, I don't know why you are arguing with me. You're supporting my point:


Quote:
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Oregon election laws are as stringent as they can be. I run a registered PAC and the law states that anyone making a contribution of less than $300 doesn't have to have his name published. The donations shows up as a "miscellaneous" donation. 300 bucks. That's the way the law reads.
EXACTLY. And if an individual contributor is able to make multiple donations of $299 because the online vendor account does not verify the name and address, they can get around the disclosure law.

Obama's campaign site is setup with the AVS (Address Verification Service) shut off, which facilitates individual donations in excess of the legal limits. That's all I'm saying, no need to get all pissy about it.
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