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09-23-2004, 01:32 PM
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#1 (permalink)
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Superbike Racer
Join Date: Aug 2004
Location: Outside of Memphis, TN
Age: 25
Posts: 298
Casino Cash: $16217
Sportbike: 97 Yamaha YZF 600 SOLD but not forgotten. NOw a 2006 GSXR 1000
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Finally got my house....
I turned 21 in June and have been trying to get my house. I finally got it this past week and can I say I hate moving. I just wanted to tell everybody because I have worked so hard to finally be able to do this. Now onto the fun....
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09-23-2004, 02:19 PM
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#2 (permalink)
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what R you lookin' at?
 SBN Contributor
Join Date: Jun 2000
Location: houston, tx
Age: 41
Posts: 4,618
Casino Cash: $252
Sportbike: '00 VFR & '01 SV
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congrats! doing GREAT , esp. for your age.
__________________
MSF wanna learn to ride? www.msf-usa.org<-------clicky
'00 VFR
'01 SV650
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09-23-2004, 02:22 PM
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#3 (permalink)
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Property of Rascus
Join Date: Jun 2004
Location: Cali
Posts: 560
Casino Cash: $357
Sportbike: itty bitty interceptor
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Quote:
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Originally Posted by Ray K
I turned 21 in June and have been trying to get my house. I finally got it this past week and can I say I hate moving. I just wanted to tell everybody because I have worked so hard to finally be able to do this. Now onto the fun....
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Congrats! I remember buying my first house... hated moving, but it was so worth it, especially knowing it was MINE, and I was going to be there for a long time.
Good job on hittin that goal, especially at your age (I was 22). 
__________________
I don't know who the hell this Murphy guy is, but he can take his laws and shove them up his 
Proud Member of the Pussy Posse!
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09-23-2004, 02:40 PM
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#4 (permalink)
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World Superbike Racer
Join Date: Jun 2004
Location: ATL
Age: 28
Posts: 558
Casino Cash: $250
Sportbike: 5th Gen VFR
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congrats.. i bought my first house at 19(with a cosigner), and my second at 21(no cosigner).. doin good for yaself young buck, now just make sure you have a financial cushion for all the fun little thngs home ownership sends your way..
My mortgage just went up 350 dollars in october :-(
__________________
if I wanted to hear from an asshole I would have farted.
If you love your bike, set it free. If it comes
back to you, you just highsided.
Don't sweat the petty things,
Pet the sweaty thing.
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09-23-2004, 02:42 PM
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#5 (permalink)
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Banned
Join Date: Jun 2004
Location: pittsburgh
Age: 24
Posts: 5,218
Casino Cash: $250
Sportbike: crunchy 954
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post a bigger pic, those thumbnails suck!!
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09-23-2004, 02:53 PM
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#6 (permalink)
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Property of Rascus
Join Date: Jun 2004
Location: Cali
Posts: 560
Casino Cash: $357
Sportbike: itty bitty interceptor
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Quote:
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Originally Posted by Neverlose
congrats.. i bought my first house at 19(with a cosigner), and my second at 21(no cosigner).. doin good for yaself young buck, now just make sure you have a financial cushion for all the fun little thngs home ownership sends your way..
My mortgage just went up 350 dollars in october :-(
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I take it you don't have a fixed?
Yeah, the joys of homeownership about about to start... and they can get expensive! In the first year of owning mine, did new fencing, new roof, paint, blah blah blah... it's all worth it in the end, but can add up quickly in the beginning.
__________________
I don't know who the hell this Murphy guy is, but he can take his laws and shove them up his
Proud Member of the Pussy Posse!
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09-23-2004, 02:55 PM
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#7 (permalink)
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Superbike Racer
Join Date: Aug 2004
Location: Outside of Memphis, TN
Age: 25
Posts: 298
Casino Cash: $16217
Sportbike: 97 Yamaha YZF 600 SOLD but not forgotten. NOw a 2006 GSXR 1000
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sorry it was from my camera phone....
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09-23-2004, 02:58 PM
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#8 (permalink)
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Superbike Racer
Join Date: Aug 2004
Location: Outside of Memphis, TN
Age: 25
Posts: 298
Casino Cash: $16217
Sportbike: 97 Yamaha YZF 600 SOLD but not forgotten. NOw a 2006 GSXR 1000
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luckily they just did all the fencing, carpet, and paint before i moved in.... i decided that i wasn't going to throw my money away on an apartment anymore. Plus i wanted to have a backyard like this one, and of course a garage for my bike and toys... instead of mom and dads
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09-23-2004, 03:27 PM
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#9 (permalink)
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World Superbike Racer
Join Date: Jun 2004
Location: ATL
Age: 28
Posts: 558
Casino Cash: $250
Sportbike: 5th Gen VFR
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Quote:
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Originally Posted by Ludicrous
I take it you don't have a fixed?
Yeah, the joys of homeownership about about to start... and they can get expensive! In the first year of owning mine, did new fencing, new roof, paint, blah blah blah... it's all worth it in the end, but can add up quickly in the beginning.
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Nah I bought the house brand new, so for the first year my taxes were assessed on "undeveloped land", and only ended up being like 300 a year. So my mortgage company projected thats what they would be for the following year, well when the year rolled over they ended up under charging me like 3000 in escrow, so I have to pay them that 3000 over the course of the next year in addition to what my mortgage payment would be with my new increased escrow amount.
It's partially my fault because I didn't correlate when I saw my property tax come in that it was that much higher than what i had paid the year before, but at the same time this was my first new house so i didnt know that the original escrow was that low and it would go up that dramatically. I thought the mortgage company would re-evaluate my taxes at the beginning of each year adjusting for things like that so that they wouldn't under charge me. My previous house the taxes went up a small amount each year just because the property was gaining value, but never anything this dramatic.
__________________
if I wanted to hear from an asshole I would have farted.
If you love your bike, set it free. If it comes
back to you, you just highsided.
Don't sweat the petty things,
Pet the sweaty thing.
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09-23-2004, 03:34 PM
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#10 (permalink)
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500 GP Racer
Join Date: Jun 2004
Location: Thornton, CO
Age: 38
Posts: 813
Casino Cash: $250
Sportbike: 97 Honda F3
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I wish I was smart as you when I was 21... great job and congrats! Best investment you'll ever make!
BTW - GREAT LOOKING HOUSE!
__________________
"Sometimes you're the dog, sometimes you're the hydrant"
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09-23-2004, 04:10 PM
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#11 (permalink)
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Supersport Racer
Join Date: Jun 2004
Location: Houston
Posts: 151
Casino Cash: $250
Sportbike: 2000 Kawasaki ZX-12R
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Nice house! Congrats. And like everyone else pointed out, be carefull, the 1st year can get expensive really quick. I just had my 1st house built about 2 years ago & I'm still trying to "fill it out".
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09-23-2004, 04:13 PM
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#12 (permalink)
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Believe It or Not........
SBN Contributor
Join Date: Jun 2002
Location: AZ
Age: 35
Posts: 3,859
Casino Cash: $38728
Sportbike: '08 GSX-R 750
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Congratulations!
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09-23-2004, 04:14 PM
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#13 (permalink)
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Back Marker
Join Date: Jul 2004
Location: NC
Age: 34
Posts: 42
Casino Cash: $251
Sportbike: 2005 zx-10
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Cool house! Congrats!
__________________
G's Girl
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09-23-2004, 04:42 PM
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#14 (permalink)
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Moderator
SBN Contributor
Join Date: Apr 2002
Location: Wisconsin
Age: 32
Posts: 6,915
Casino Cash: $35827
Sportbike: 04 Kawasaki ZX10R, 02 Honda RC51
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Congrats Ray K! That's awesome that you have your own house at 21. Hell, when I was 21 I could barely afford to get drunk! 
__________________
Motocross / Super Motard Forum Moderator
If you have any questions or concerns, PM me
You start out motorcycling with a full bag of luck and an empty bag of experience. The trick is to fill the bag of experience before you empty the bag of luck.
Some people are like slinkies; they're good for nothing but they still bring a smile to your face when you push them down a flight of stairs. 
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09-23-2004, 05:08 PM
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#15 (permalink)
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Superbike Racer
Join Date: Aug 2004
Location: Outside of Memphis, TN
Age: 25
Posts: 298
Casino Cash: $16217
Sportbike: 97 Yamaha YZF 600 SOLD but not forgotten. NOw a 2006 GSXR 1000
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ya getting something to drink every now and then is going to be a little more expensive. dont have the funds i did have. But on a good note if anybody is coming to Memphis for any reason in about two weeks my roommates and i are having a cookout.... i know i wouldnt visit either if i lived in cali or florida but just throwing the invite
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