Insurance on my bike

20tolife · 07-20-2007, 03:19 AM

Ok, My home of record is in California and my bike is registered there, but im stationed in NC, can i get insurance in NC if its cheaper or do i need to insure it in california?

Bredebee · 07-20-2007, 03:40 AM

You should be able to insure where you are , most companies will insure you if you away from home vacationing but it might also depend on how long your gone too . Really have to make some calls around to find out for sure about that one

hoaxci5 · 07-20-2007, 02:08 PM

You are supposed to insure it in the state it is "garaged" or in other words where it is the majority of the time.

Even though I'm a VA resident, my wife is military and she is a MI resident, we live in CA right now. My bike is registered in MI and plated with MI plates, but insured in CA. Same goes for my truck.

ChesterMaddox · 07-20-2007, 07:40 PM

Yup +1^^
My vehicles are registered in Wyoming and Insured through CA.

20tolife · 07-21-2007, 02:32 AM

i havent checked out other states yet but is california generally more expensive?

ChesterMaddox · 07-22-2007, 04:09 PM

For a bike it is becuase it is not considered a seasonal driven vehicle. When I was in Wyoming I had to pay by the year and now that I livein CA I have to pay every six months. Basicly I pay about 2x as much for insurance in CA.

hoaxci5 · 07-23-2007, 03:11 AM

My bike insurance went down moving from VA to CA (not much like $30 a year.)