Join Date: May 2005
Thanked 1 Time in 1 Post
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
|General Sportbikes This area is for sport bike discussion in general. Topics that don't really belong anywhere else can go here. Questions can be answered and addressed to fully understand certain aspects of the sport. If your question is manufacturer specific please post it there.
Sponsored by: TCX Boots
||LinkBack||Thread Tools||Display Modes|
Originally Posted by Shamrock627
To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.
Wait, hold up....Rhetorik is a SHE!?!? I been here for over 5 years, and didn't know that.
|The Following User Says Thank You to Markk9 For This Useful Post:||
Driver pulled out in front of me.
State mins in tn are 25/50/15
that's 25 bodily injury per person, 50 per accident, and 15 property damage.
I have no idea what the driver's policy is, but was told that if it's minimums, then I won't be able to seek a dime more than 25k - even including pain & suffering - without going to court.
However, I saw some laws in some states where the claim can roll over into property.
My problem is that my medical bills are easily going to go over!
5k ambulance ride + 5k hospital + 15k wrist surgery (tentative) or casting + whatever I need done to my knee.
I would really like a settlement, but I'm afraid I'm just going to be SOL
so here are some questions for people who have been hit before:
Q1. What happens when my bills go over the BI limits of the other driver?
Q1.5. Can I access the 50k per accident limit?
Q2. How and when can I or a lawyer "negotiate down" my medical bills?
Q3. Should I let my personal Health Insurance go ahead and cover all my bills? or should I leave the bills outstanding until a settlement?
Q4. How do I find out the other person's insurance limits? I called them and the refused to give the limits to me. Is that legal? Do I really have to pay to retain a lawyer to get these?
(I ask because, if I'm close to going over, I want to shop around a bit to keep my medical bills lower)
And any other relevant info you all might have for me.
(Dude lives in a $500 a month apartment based on his address, so I'm not enthusiastic about him having assets)
If I were you, I'd let my health insurance cover your injuries and then let the other person's car insurance cover any deductibles/copays for your insurance. If you get a lawyer and sue to get money from their insurance company that your health insurance will already cover, you're playing a losing game because you've got to still pay the blood-sucking lawyer.
However, I'm not a scumbag lawyer, so don't take what I say as professional legal advice.
|Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)|
|Thread||Thread Starter||Forum||Replies||Last Post|
|Insurance Claims||UltimateOG||General Sportbikes||17||02-21-2012 11:10 PM|
|Insurance claims||day1yun||General Sportbikes||1||07-27-2007 09:47 AM|
|out of province insurance claims||forevernewbie||Other Countries||0||05-10-2003 10:58 AM|