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General SportbikesThis area is made for sportbikes in general. Posts that dont really belong anywhere else besides here. Questions can be answered and addressed to fully understand certain aspects. If your question is Manufacturer specific please post it there.
it all depends on your agent. I had a friend who got dropped after one accident and one ticket. I've had two claims and multiple tickets and no drop.
They will rape you with high premiums if they do keep you. They are very good at the rapeage....
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Get tha Nannys!
some people have feelings that get hurt easily. I simply say it may be a case of sandivaginitis.....go to the doctor. It sounds like sound paper when you walk.
My roommate got a letter saying his policy was cancelled because he got a ticket in his car last month. They said they only insure people with no incidents. I have 2 tickets on my record so I would say it depends on your agent.
I seriously doubt that the agent has a say in anything like getting cancelled, it comes from higher up than him. It'll depend on the state where you live, your claim record, tickets, all of that. My son has a pretty crappy claim record with State Farm. He's had several wrecks that were his fault, tickets, and totalled his car last year and they haven't dropped him.
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My "toys":
'09 Vulcan 900 Custom Special Edition
'08 Concours 14
'05 CBR1000RR Repsol
'04 VW R32
Your agent has no influence on what happens after you file a claim. It gets turned over to claims processing then underwriting for any policy adjustment. You can call your agent and ask what might happen. If you were at fault, a rate hike is likely and will last a couple of years.
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Never out-ride your ability to react (even stop) within the distance you can see (at least on the street).
just called nationwide and thier rates are alittle bit better than state farm. my policy is about to end by april. i might just go ahead and switch now.
Just make sure you disclose all claims, tickets, etc. with a new company. If you don't, they'll find out later and give you a very unpleasant surprise.
__________________ Moderator - Help me fix it and riders' gear. Send me a PM with questions, suggestions, or issues.
Never out-ride your ability to react (even stop) within the distance you can see (at least on the street).
its all about business, if you got a good rep you will keep your insurance, State Farm has made millions off my family, i have had many traffic violations, and one accident in my 10 years of driving/riding. as long as you dont do anything stupid for a few months you should not have any problems other then higher premiums.
plus you have more then just auto insurance with them so that is helpful.
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I wouldn't change policies just yet. Insurance companies are hurting right now too. They're loosening the reigns quite a bit and the market is "softening". If you've had everything else with them for a while they likely won't drop you for it. You don't really have a "new" policy, you just added a vehicle to your existing policy.
State farm question?
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