Quote:
Originally Posted by Mobuis
The car loans aren't what I am worried about its the credit cards, but I can't really pay them alot and most them want most of the debt paid off before they are willing to help.
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You have to be forceful with them. Give them the 3 options you have.
1 card consolidation agency. Only thing that will do is reduce the interest rate and they get a cut. Do it yourself. If someone won't work with you ask for a supervisor. Also get the agreement sent to you in writing.
2 Don't pay another dime. Goes into collection. Same as above.
3 bankrupsy. I personally don't like that option. But hey, if you have to threaten with it. It works.
Gotta be persistant with them.