officer is right
dont talk to ANYONE unless YOUR insurance company tells you to
happen to me a few years ago i was in a minor accident and everything was fine till the guy found out no one was going to be paying to get his car fixed then he was hurt. i had just about no involvment in the whole process, i got a phone call from the insurance company telling me i was getting sued and then another one telling me it was over and that was it
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